NirjiX
Supporting capability

Financial Consulting

Practitioner-led finance advisory across four service lines: fractional CFO, India corridor structuring, financial due diligence and finance transformation.

Practitioner-led finance and accounting advisory for growth-stage companies and cross-border investors. Fractional CFO support, India corridor structuring, financial due diligence, and finance transformation – delivered by Chartered Accountants (ICAI, India) and senior finance operators.

Four Finance Service Lines

Each service line is a distinct engagement model. Most clients start with one – fractional CFO support, an FDD, or a corridor structuring exercise – and expand into the others as needs evolve.

  • Fractional CFO

    A Chartered Accountant (ICAI, India) embedded part-time in your leadership team – board reporting, cash and capital planning, fundraise support, and operating discipline.

    • Monthly board pack & KPIs
    • 13-week cash & runway
    • Investor-grade model upkeep
    • Audit & ERP coordination

  • India Corridor Advisory

    Holding company design, FEMA / RBI compliance, transfer pricing, DTAA strategy, and tax-efficient repatriation – for SG / global operators expanding into India and Indian businesses going outbound.

    • Entity & holdco design
    • FEMA / RBI compliance
    • Transfer pricing & DTAA
    • Repatriation strategy

  • Financial Due Diligence

    Quality of earnings, normalised EBITDA, working capital, net debt, and India-aware risk identification – for acquirers, investors, and sellers preparing for a transaction.

    • QoE & normalised EBITDA
    • Working capital & net debt
    • Revenue & customer analytics
    • India-aware risk register

  • Finance Transformation

    A structured programme across four maturity domains – reporting & close, controls & policy, systems & ERP, and team & operating model – moving finance from reactive to strategic.

    • Close & reporting uplift
    • Controls & policy library
    • ERP / FP&A tooling
    • Team design & hiring

Practitioners, Not Process

  • Practitioner-led

    Engagements led by Chartered Accountants (ICAI, India) and senior finance operators – not consultants who have never closed a month.

  • India + Singapore corridor

    Native depth on FEMA, RBI, transfer pricing, DTAA, and SG holding structures used by venture-backed and family-owned businesses.

  • Non-regulated, founder-aligned

    We do not raise capital, sign audits, or file taxes. We focus on the work that actually moves valuation and decision quality.

  • Senior on every engagement

    No leverage pyramid. The partner you meet on day one is the partner you work with on day ninety.

Who Hires NirjiX's Finance Practice

  • Growth-stage founders & CEOs

    Series A–C technology, SaaS, fintech, healthtech, and consumer businesses needing senior finance discipline before they need a full-time CFO.

  • Cross-border investors & family offices

    Funds, family offices, and strategics underwriting Indian or Singapore-based operating businesses and needing independent financial diligence.

  • Indian groups going outbound

    Founder-led and promoter-led businesses establishing a Singapore or global holding structure, needing FEMA-compliant design and ongoing corridor support.

  • PE / strategic acquirers

    Acquirers needing a quality of earnings analysis, working capital peg, and India-aware risk view ahead of a binding offer or 100-day plan.

Frequently asked questions

Is NirjiX a licensed financial services or audit firm?+

No. NirjiX Pte. Ltd. is a Singapore-based business consulting firm. We are not licensed by the MAS, do not provide regulated investment or securities advice, do not perform statutory audits, and do not act as a tax agent or placement agent. Our work is non-regulated finance and accounting consulting led by Chartered Accountants (ICAI, India) and senior finance operators.

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What is the difference between Fractional CFO and Finance Transformation?+

Fractional CFO is a person – a senior finance leader embedded part-time in your business. Finance Transformation is a programme – a structured uplift of the finance function across reporting, controls, systems, and team. The two often run together: a fractional CFO frequently sponsors a transformation engagement.

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Do you do statutory audit or tax filing?+

No. We do not sign audit opinions or file tax returns. We coordinate with your audit firm, tax agent, and company secretary, and we prepare audit-ready and filing-ready workpapers.

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Can you help us raise capital?+

We help you become fundraise-ready – investor-grade financial model, narrative, KPI dashboard, and data room. We do not act as a placement agent, do not solicit investors, and do not make introductions on your behalf. Founders own all investor conversations.

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Who leads these engagements?+

Engagements are led by Chartered Accountants (ICAI, India) and senior finance operators with experience as group CFO, controller, and finance transformation lead at venture-backed and listed businesses across India and Singapore.

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Which sectors and stages do you serve?+

Growth-stage technology, SaaS, fintech, healthtech, consumer, and services businesses – typically Series A through Series C – and cross-border investors, family offices, and corporates engaging with Indian operating businesses.

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Related capabilities

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NirjiX is part of Nirji Ventures.